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Financial and operational leasing

Arval's operational leasing offer

Financial leasing offer
Arval sells the car and takes the risk connected with its residual value. The client is bound to purchase the car and runs the risk connected with its resale.
Fixed interest rate during all the contract period. Most insurance companies provide only funding and sometimes insurance package.
They do not provide additional fleet management.
Arval provides a whole package of additional services. Long-term rental is not only a form of funding, but also of fleet management. Most leasing companies provides only funding and possibly insurance package. It does not provide additional fleet management.
Arval provides authorized service stations and this way helps the producers to generate additional profits. It usually has better discounts for car purchase. The leasing companies often limit themselves to basic discounts or discounts which the client already has. They also do not make use of their potential to negotiate discounts for services or fuel.
A complex reporting system in the field of technical service, fuel, fleet costs analysis and an exact control of these costs. Most insurance companies do not provide expenditure control or reporting.
Arval takes care of all the bureaucratic work. The administrative work must be managed by the client.
Arval enables changes in the terms of contract during its validity. Any changes in the terms of contract during its validity are impossible.
The vehicles are not included in the client’s balance, so the financial ratios are lower. The vehicles are included in the leasee’s assets.
 
To find out more about the differences between the two forms of fleet funding see also Legal aspects