ryzyko

Senior Regional Credit Risk Analyst

Job Family:
Ryzyko kredytowe
Missions:
  • Responsible for Credit Risk Management of portfolio of clients in the dedicated part/countries of Central Europe Region in order to support the growth of the business and keep cost of credit risk at acceptable level.
  • Complies with Arval policies, processes and guidelines.
  • Performs credit risk analysis of prospects and clients, provides relative credit risk recommendations and takes decisions.
  • Organises credit risk committees.
  • Monitors the quality of portfolio and identifies potential risks.
  • Monitors the quality of data in the systems.
  • Prepares monthly reporting.
  • Performs audit of guarantees.
  • Co-operates with other departments (Commercial, Accounting, Legal), Corporate Credit Risk, Personal Finance (BNP).
  • Performs ad-hoc tasks/reports requested by Corporate Credit Risk, Regional CRO, Regional Credit Risk Manager related to credit risk within the portfolio.
  • Responsible for efficient cooperation/communication with Commercial Departments in the Region portfolio.
  • Supervises the work of Credit Risk Specialists related to the portfolio and provides suitable support/guidelines.
  • Searches for improvements of: tools, processes, communication, policies, reporting etc.
Required skills:

Expertise:

  • University degree – preferably Finance, Economy, Accounting or similar.
  • At least 2 year of experience in SME/retail credit risk area.
  • Very good knowledge of English – B2 and above.
  • Knowledge of German is an advantage.
  • Knowledge of MS office – Excel, Powerpoint, Outlook, Word.

Competences:

  • Analytical mind.
  • Attention to details.
  • Well organized, structured way of working.
  • Ability to handle various levels of communication.
  • Credible, responsible.
  • Persistent, but open to changes.
  • Proactive, providing solutions, innovative.
  • Business oriented.

One file only.
32 MB limit.
Allowed types: pdf, doc, docx, odt, ppt, pptx, xls, xlsx.

One file only.
32 MB limit.
Allowed types: pdf, doc, docx, odt, ppt, pptx, xls, xlsx.

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