Arval is market leader in various of our markets and as a BNPP entity, belonging to one of the largest banking groups globally. We are currently seeking a proactive and experienced Regional Credit Risk Manager to join our team in Warsaw. In this role, you will be shaping risk strategies to support our sustainable dynamic growth ambitions in 6 countries, have direct management responsibilities with team members in Warsaw and Athens, and have opportunities for personal and professional development. The Regional Credit Risk team is embedded in the global Risk community with very close collaboration with our Corporate partners in France and therefore provides nice opportunities to network and collaborate across countries and cultures. If you are a strategic thinker with a passion for risk management and thrive in a collaborative and multi country environment, we invite you to consider joining our team.
The main activities on requested position are as follows:
• Evaluate corporate credit applications, assess credit worthiness and recommend appropriate credit limit and terms
• Develop and implement country specific retail credit risk strategies and procedures in alignment with a sustainable growth objective
• Monitor and manage regional credit risk portfolio, identifying and mitigating risks
• Collaborate with internal and external stakeholders and global Credit Risk community
• Prepare reports and presentations, providing insights into regional credit performance and risk exposure
• Co-approval of Cost of Risk in close collaboration with country Finance teams
• Stay up to date on macroeconomic, socioeconomic, and geopolitical changes in order to assess and anticipate risks and opportunities
• Manage small Analysts team
We expect from candidates:
• Excellent English skills
• University degree - preferably Finance, Business Administration, Accounting or related field
• Ideally 10 years of experience in credit risk management, preferably in a multi-market environment
• Strong understanding of credit risk principles, methodologies and corporate financial analysis
• Excellent analytical skills, with the ability to interpret complex data and make informed decisions
• Excellent communication skills, with the ability to collaborate effectively across departments and influence stakeholders at all levels
• Ability to work independently, prioritize tasks, and meet deadlines in a fast-paced environment
• Experience in project management is a plus
• Experience in creation of scoring models is a plus